Overtime for nonprofessional employees like secretaries and file clerks to process the backlog of hundreds of thousands of passport and visa applications, FHA mortgage-insurance applications, rent-subsidy vouchers for low-income housing and GI Bill checks for vets. Cost: $100 million to $200 million.

Losses from failed oversight on bad federal loans, uncollected child support, other costs: $100 .million.

Extra costs (security and equipment maintenance) associated with closing down and reopening projects such as Super-fund cleanups nm by private contractors. Interest payments to states borrowing money to continue services like federal unemployment. Cost: roughly $100 million.

Lost revenues, including those from user fees at national parks ($5 million a day), airline taxes ($15 million a day), fines on polluters ($3 million a day). Total: roughly $500 million.